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Furthermore, customers for this sort of strategy could have severe legal or criminal histories. It is very important to keep in mind that different carriers supply a variety of problem ages on their guaranteed concern policies as reduced as age 40 or as high as age 80 - funeral cover. Some will also provide higher face worths, approximately $40,000, and others will certainly enable better fatality advantage problems by enhancing the rates of interest with the return of costs or decreasing the variety of years until a full fatality advantage is readily available